Early v. CSAA

Early v. CSAA is a proposed class action pending in Alameda County Superior Court (Oakland), brought on behalf of thousands of customers who insured their cars with the California State Automobile Association (CSAA) in California during the COVID-19 pandemic shutdown, when drivers’ cars were home in their driveways instead of out on California’s roads and highways.

CSAA is the state’s 7th largest automobile insurer and overcharged its customers an estimated $250 million during the pandemic’s economic shutdown (March 2020-June 2021).  Rates were set at pre-pandemic claims payment experience, but claims plummeted during the shutdown, resulting in soaring profits for CSAA.  The California State Department of Insurance (DOI) requested that insurance companies rebate premiums during the period, but CSAA failed to pay the scheduled amounts set by the DOI.  This lawsuit is based on Prop 103 and the Unfair Competition Law (UCL).  The lawsuit seeks an order for full refunds of all overcharges due to the COVID-19 pandemic.  GDBH is working on this matter with  Consumer Watchdog and Mehri & Skalet.


For more information, read the complaint below.

Case Documents